Steger Drivers Prefer Terry’s Ford of Peotone for Auto Financing

The auto financing team at Terry’s Ford of Peotone is one of the best around, and it is part of the reason why Steger drivers make us their first port of call. We can call upon a wide range of lenders – both on the national and local level – to ensure that you enjoy the most advantageous terms, and should even be able to help arrange a finance package if you have poor credit history, or no history at all, whether you’re looking at new or used.

To find us from the center of Steger, just follow these simple directions:

  • Head west on W 34th St/Steger Rd towards Emerald Ave, then turn right onto Western Ave.
  • Next, take a left onto Monee Rd, a right onto W Stuenkel Rd, and then another left onto S Governors Hwy.
  • Continue for just under nine miles, then turn left onto Peotone Beecher Rd and find Terry’s Ford on your right at 363 Harlem Avenue.

If you’re unsure whether leasing or buying represents the right choice for you, just take a minute to read through this quick and easy guide.

The Benefits and Drawbacks of Leasing

Leasing means only paying for the part of the vehicle which you’re going to use, so your monthly payments will almost always be lower – as will the initial down payment. You’ll also be able to trade up every few years, so there’s little need to worry about extended warranty or being without the latest technology.

On the other hand, you won’t be able to make major alterations to the vehicle, and mileage restrictions do apply. These are usually 9,000, 12,000, or 15,000 miles per year, so leasing isn’t a perfect choice for those who frequently make long journeys.

The Benefits and Drawbacks of Buying

Auto financing might be more expensive when you buy, but you’ll be building equity instead of essentially just renting the vehicle out. Drivers are also free to drive as many miles as they want each year, and can alter the vehicle to their heart’s content.

However, it’s hard to predict the value a vehicle will hold, so you might end up paying out much more than you get back when it’s time to sell. You’ll also normally commit to one car for quite some time, so systems might be out of date in its final years of use.

Terry’s Ford Provides Superior Auto Financing for Steger Drivers

If you require any further information concerning either leasing, buying, or other financing matters, please don’t hesitate to contact Terry’s Ford of Peotone today. We hope our Steger customers stop in for a visit soon!  

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