Whether Crown Point drivers have strong credit, no credit, or poor credit, the finance team at Terry’s Ford of Peotone will work hard to provide fantastic auto financing. We take the time to understand and appreciate your own individual situation and will work with both national and local lenders to put together a financing package which works for you, so that you can take home the new or used car you’ve been wanting.
To find us from Crown Point, just follow these simple directions.
Our finance department will be ready and waiting to offer assistance, whether you’d prefer to buy outright or take out a lease. If you aren’t sure which option will best meet your needs, just read this quick and easy guide.
Crown Point drivers are often drawn towards leasing over buying because both the down payment and monthly payments are normally lower. You can also trade up every few years, so you won’t need to worry about extended warranty coverage and will always have the latest comfort, convenience, and efficiency technology onboard.
However, restrictions do apply since you’re really only borrowing the vehicle. Drivers are normally limited to 9,000, 12,000, or 15,000 miles per year, and they won’t be able to make any alterations to the vehicle.
Auto financing becomes more expensive when you buy outright, but that’s because you’re paying off the whole vehicle and not just renting it for a certain period. Once paid off, the car is yours. You’ll also be free to drive as much as you want and make whatever alterations you desire.
Unfortunately, it can be hard to predict how much value a vehicle will hold, so you could lose out in the long-run. Additionally, you’ll usually have to keep driving the car for some time, so you’ll miss out on the latest features.
Crown Point drivers trust Terry’s Ford of Peotone for all of their auto financing needs, so come on down today if you require assistance. We hope to see our Crown Point customers soon!